Money Train 3 is not a slow-burn pokie that asks you to wait politely for a bonus. It is a 5x4 sci-fi outlaw slot where the base game can throw out respins, but the real draw is the Money Cart round, packed with modifiers, persistent effects, and feature buys that let you skip the wait.
last updated 11 May 2026
Money Train 3 Pokie Review
Train-Themed
Steam Punk
Guns-Themed
Quick Facts
RTP
96.5%
Volatility
High
Provider
Relax Gaming
Min Bet
AU$0.10
Max Bet
AU$10
Max Win
100,000x
Free spins
Bonus game
Wild symbol
Scatter Symbol
Multiplier
Symbol Stacked
Jackpot Game
Slot reels
5
Slot lines
40 fixed paylines
Release Date
2022
Page contents
- Game Overview
- Game Features & Mechanics
- Technical Specifications
- Paytable & Symbol Values
- Graphics, Animations & Sound Design
- Game Gallery
- Money Train 3 on Mobile Devices and Other Platforms
- How Money Train 3 Compare to Similar Pokies?
- About Relax Gaming — The Developer Behind the Game
- Final Verdict
- Last Pokie Reviews
- Frequently Asked Questions
Game Overview
Money Train 3 is a high-volatility Relax Gaming slot released in 2022. It runs on 5 reels, 4 rows, and 40 fixed paylines, with wins paid left to right from 3 matching symbols. The theme shifts the series away from dusty outlaw rails and into a grimy sci-fi workshop full of cyberpunk bandits, metal skulls, and machine noise. The base game matters, but mostly as the road into the bonus layer. You can get line wins, a random respin on a non-winning result, and the standard Bonus symbols that open the Money Cart round. Once that feature starts, the game switches into its real identity: sticky values, special symbols, persistent effects, extra columns, and feature buy shortcuts for players in markets where those options are enabled.
Game Features & Mechanics
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Fixed Paylines
This is a 40-payline slot, not a ways or cluster game. You need 3 to 5 matching symbols on a payline from the leftmost reel to get paid.
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Money Cart Bonus
Land 3 or more Bonus symbols anywhere to trigger the Money Cart round. Triggering symbols turn sticky, reveal values, and award 3 respins to start the feature.
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Persistent Triggers
Persistent gold symbols can help activate the Money Cart round. If one helped trigger the bonus, its effect kicks in before the first bonus respin begins.
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Reel Respins
After any losing base game spin, the game can award a respin. One visible symbol becomes sticky, then the reels spin again with multipliers able to appear.
Technical Specifications
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Volatility Level
High volatility, and the game feels like it. Most of the danger and upside sit inside the bonus, not in the line-win side of the slot.
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RTP Explained
The standard version is commonly listed at 96.50%, with alternative configurations including 94.00% and 90.00%. Feature-buy modes are around 96.50%, depending on setup.
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Bet Range
The official bet range runs from $0.10 to $5 per spin. That keeps the entry low, but the ceiling is not large enough for high rollers.
Paytable & Symbol Values
Money Train 3 uses 8 regular paying symbols plus the Wild and Bonus symbol. The low set is the four card suits: blue diamond, green club, orange heart, and red spade. They pay from 0.2x for 3 of a kind up to 3x, 3.5x, 4x, and 5x for 5 of a kind. The premium set is made up of four outlaw characters: Payer, Sniper, Collector, and Necromancer. Their 5-of-a-kind values are 8x, 9x, 10x, and 20x, respectively, with Necromancer as the top regular symbol. The gas-mask Wild substitutes for all regular paying symbols and also pays up to 20x for 5 of a kind. The Bonus symbol does not pay on lines; it is there to open the Money Cart feature.
Special Symbols
Wild
The gas-mask Wild substitutes for every regular paying symbol in the base game. It can also form its own line win, paying the same top 5-of-a-kind value as Necromancer.
Bonus Symbol
Bonus symbols do not award a line payout. Instead, landing 3 or more anywhere on the reels triggers the Money Cart feature and turns those triggering symbols sticky.
Collector
Collector adds all visible value symbols to itself in the Money Cart round. It is one of the cleaner utility symbols because its effect is immediate and easy to read.
Sniper
Sniper doubles the value of 3 to 8 bonus symbols. It can hit the same target more than once, which is why a messy board can suddenly jump.
Collector-Payer
Collector-Payer picks 3 to 5 symbols, adds their values to its own, then pays that updated total back onto those selected symbols. It can create a fast board lift.
Necromancer
Necromancer reactivates 2 to 7 spent non-persistent special symbols. If the board already used strong one-shot effects, this is one of the symbols you want back.
Absorber
Absorber pulls in all normal value symbols and removes them from the bonus grid, adding their total to itself. It does not absorb special modifier symbols.
Tommy Gun Sniper
This symbol targets one random symbol and doubles its value 2 to 6 times. It is narrower than a normal Sniper, but it can hit brutally.
Tommy Gun Payer
Tommy Gun Payer reveals a value from 5x to 100x, then adds that amount to one random symbol 3 to 10 times. It can turn one position ridiculous.
Persistent Collector
Persistent Collector collects visible values at the end of the spin it lands and again after every following spin. It does not need to be re-landed to keep working.
Persistent Sniper
Persistent Sniper doubles 3 to 8 other symbols at the end of every spin that follows. If it locks in early, the bonus round can get out of hand fast.
Persistent Collector-Payer
Persistent Collector-Payer selects 3 to 5 symbols after each spin, adds their values to itself, then pays that new total back onto those same targets every spin.
Persistent Necromancer
Persistent Necromancer revives 1 to 7 already used non-persistent special symbols after each spin. That repeat effect is why it can extend a good setup into a nasty one.
Persistent Shapeshifter
Persistent Shapeshifter changes into a different special symbol after every spin. You do not control what it becomes, but that volatility is the whole point.
Graphics, Animations & Sound Design
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Graphics
Money Train 3 drops the dusty frontier look and replaces it with welding sparks, scrap metal, cables, and masked outlaws who look half machine. It is busy, but the important bits still read clearly throughout.
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Animations
The line wins are quick, the base game respins are snappy, and the bonus symbols do the real visual work. Values lock in, specials fire, and the board starts looking more dangerous spin by spin too.
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Sound Design
The soundtrack leans into clanking machinery, electric hum, and rough industrial stings instead of jaunty western music. It suits the theme, and the bonus round is where the audio starts pressing hardest during play there.
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Visual Feel & Interactivity
This is a slot that wants your eyes on the board, not on side menus. During the Money Cart round, the important information is always in front of you: values, modifiers, and which symbols are about to react.
Game Gallery
Money Train 3 on Mobile Devices and Other Platforms
Money Train 3 translates well to smaller screens because the important information is numerical and central, not hidden behind tiny reel art. The bonus round is still the part that matters most, and the symbol values stay readable on a phone if the interface is not cramped. What matters more is session control. This is a high-volatility slot with four feature buys in supported markets, so it is easy to move from casual spins into expensive decisions too quickly. On the standard setup shown on official game pages, there is no separate ante bet shortcut sitting beside the reels; the buy menu is the main fast-track option where it is enabled.
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Android
Android handles the game well because the interface is clean and the bonus values stay readable. It is a good fit for short sessions and feature-buy testing.
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iOS
On iPhone and iPad, Money Train 3 is more tidy rather than flashy. The most important thing is that symbol values and special icons remain easy to read in bonus play.
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Tablet
Tablet is the best middle ground. You get more breathing room for the bonus grid, and it is easier to track which persistent symbols are actually doing the damage.
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Desktop
Desktop is the clearest way to play if you like following every interaction. The bonus round gets crowded, and a larger screen makes those chain reactions easier to read.
Optimal Gameplay Tips
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Use Stable Connection
EssentialA drop in connection at the wrong time is annoying in any slot, but here it is worse because the bonus can stack several symbol actions in one short burst.
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Landscape Mode Recommended
RecommendedLandscape gives the bonus grid more room and makes the values easier to scan. On a smaller phone, that matters more than the reel art ever will.
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Audio Settings
OptionalYou do not need sound to understand the game, so play it however suits the room. The information that matters is visual, not hidden in the soundtrack.
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Full Screen Mode
RecommendedFull screen in Money Train 3 helps because it gives the bonus values and special symbols more space. That matters more here than in a simple line-win slot with plain reels.
How Money Train 3 Compare to Similar Pokies?
Money Train 3
Relax Gaming
96.5%
High
0.10
Razor Returns
Push Gaming
96.5%
High
0.10
Frutz
Hacksaw Gaming
96.4%
High
0.20
Black Diamond
Everi
96.0%
Medium
0.25
Pets War
Aiwin Games
96.5%
Medium
0.01
About Relax Gaming — The Developer Behind the Game
Relax Gaming has grown into more than a slot studio. Since launching in 2010, it has built both its own catalogue and a wider distribution network for partner content, which is why the brand carries weight beyond its in-house games alone. Its better-known releases tend to be mechanics-first, direct, and easy to read once you understand the rules. That same design discipline shows up in Money Train 3. It does not try to be everything at once. It takes one feature-led idea, pushes the volatility hard, and lets the bonus system do the talking.
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Aggregation Reach
Relax is not only a slot studio. Its platform also distributes partner content through programmes, such as Silver Bullet and Powered By Relax.
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Regulated Focus
The company operates across regulated markets and lists licensing information openly, which usually goes hand in hand with cleaner game information and market-specific setups.
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Distinct Identities
Their stronger releases usually centre on one clear mechanic rather than splitting attention across too many systems. Money Train 3 is a clean example.
Final Verdict
Why It’s Worth Playing
- The Money Cart round has enough symbol variety to stay interesting long after the trigger
- Persistent specials can turn an ordinary feature into something much nastier
- The max win is huge, so the slot never hides what kind of risk profile it wants
- Four bonus buy routes give you more than one way into the part that matters
- The bonus grid stays readable even when several modifiers start firing together
Things to Consider
- The base game can feel thin if you are mostly waiting for the feature
- High volatility means long quiet patches are part of the deal
- Buy options can burn through a bankroll fast if you stop respecting the stake size
Overall Rating
8.7
Bottom Line
We would point Money Train 3 at players who enjoy bonus rounds that can mutate as they go, not players who want a steady stream of medium wins. The base game is there, but the slot’s identity lives inside the Money Cart feature, the persistent specials, and the buy menu in markets where it is allowed. That makes it exciting, but it also makes it blunt about risk. You are not here for comfort spins. You are here for a chance that one bonus round lands the right symbols in the right order and suddenly starts behaving like a different game entirely.
Last Pokie Reviews
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Frequently Asked Questions
Does Money Train 3 have free spins?
Not in the traditional sense. The main feature is the Money Cart bonus with respins, sticky symbols, and special modifiers rather than a standard free spins round.
What bonus buys are available?
In supported markets, the game offers four buy options: 1 Spin Bonus for 20x, 2 Spin Bonus for 50x, the regular Bonus Buy for 100x, and a Persistent Bonus Buy for 500x.
Is there an ante bet option?
On the standard setup shown on official game pages, there is no separate ante bet toggle beside the reels. The quicker route into feature play is the buy menu, where local rules allow it.
What is the top win in Money Train 3?
The advertised maximum win is 100,000x the bet. That is part of why the game is classed as highly volatile.
What is the RTP of Money Train 3?
The commonly listed RTP is 96.50%, but lower configurations also exist. The exact return depends on the version your casino is running.
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Contact responsible gaming specialists or casino support. Remember:
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